Legal

Terms of use

The plain-language version: use this site for your own education, don’t copy our stuff, and remember it’s not financial advice.

Last updated: October 31, 2026

Using this site

By using debtfreedept.com, our free guide, or our emails, you agree to these terms. If you don’t agree, please don’t use the site.

Educational content only

Everything we publish is for general education. It is not financial, legal, tax, or investment advice. You’re responsible for your own money decisions. See our disclaimer.

Our content

The text, guides, graphics, and logo on this site belong to Debt Free Dept. You’re welcome to use our free guide for yourself and share links to our pages. Please don’t copy, resell, or republish our content without permission.

Email list

When you sign up, you’ll get the guide and occasional emails. You can unsubscribe at any time. How we handle your information is covered in our privacy policy.

Links to other sites

We sometimes link to other websites. We don’t control them and aren’t responsible for their content or practices.

No guarantees

We work hard to keep our content accurate and useful, but we provide it “as is,” without guarantees of any kind. Results depend on your situation and your choices. To the extent allowed by law, Debt Free Dept. isn’t liable for losses from using this site or acting on its content.

Changes

We may update these terms from time to time. The date at the top shows the latest version.

Contact

Questions? Email hello@debtfreedept.com.